Re ''Life Insurers Seek Study of Terror Aid'' (Business Day, Oct. 18):
The government should assume some life insurance liability for future terrorist attacks, because that would give all taxpayers a direct stake in preventing terrorism. People would be more willing to accept the inconveniences of extra security; it's their money on the line. Federal agencies would devote more resources to security; their budgets will pay for any failures.
Let's bring home the point that terrorism is everybody's problem.